1. If you want to save money, stick to a budget.

That’s what we’ve always heard, and we feel guilty about not taking grandpa’s advice. But researchers from Brigham Young University and Emory University found that budgeting can sometimes backfire. They conducted a study revealing that people who shopped with a spending limit actually forked over 50 percent more on a single item than consumers who weren’t budgeting.

2. The more you earn, the richer you are.

You would think that would be a no-brainer, but it turns out to be totally false.

Stephen Goldbart, co-author of Affluence Intelligence and co-founder of the Money, Meaning & Choices Institute explains that earning more just makes most of us spend more. “As people acquire more money, they almost immediately start purchasing things that they’ve felt they’ve always wanted rather than thinking about what percentages that they should put away and the consequences of changing their spending habits.”

3. When you retire, you shouldn’t touch the principal and just live off the interest.

Um, that would be nice, and it might have worked for your parents, but it’s unlikely to work for you, in part because dividends and interest aren’t what they used to be. With disappearing pensions and Social Security payments that don’t keep up with costs for seniors, not to mention a lackluster job market, many of us will need to get creative to figure out how to retire comfortably even if we’ve been able to accumulate something in a 401(k).

4. Money won’t buy happiness.

Well, actually it can buy at least some happiness for some of us.

Researchers from Princeton University have found that if you are a low- or middle-income earner, your life outlook tends to improve if you earn more income. Boosts in salary and happiness increased at the same rate regardless of economic class: a 20 percent increase in salary increased happiness at the same rate for both low-income and high-income people.

5. Collecting coupons isn’t worth it.

The folks at Mint.com have concluded that if you are savvy about it, collecting coupons is indeed worth it.

This comes with a few caveats. You have to avoid the temptation to buy more than you need. Mint recommends keeping a 3 months’ supply of non-perishable food and condiments on hand so that you’ll buy things when they are on sale or when you have the coupons instead of being forced to buy them just when you need them. They also suggest checking to see if the coupon is saving you more than you would save if you were to buy generic.

6. Buying a home is better than renting.

This really depends on a lot of factors, like how long you plan to stay in the home and the details of your mortgage. But certainly it’s not true across the board that buying is best. TheWall Street Journal reports than in many places — including  large metropolitan areas like Phoenix, Austin, and Sacramento — renting is the cheaper alternative.

7. You can save money on gas by not running the air conditioner in your car.

Ever heard this one? Let’s hope you haven’t sweat too much over it, because according to Consumer Reports, it’s pretty much a myth.

Turning on the A/C in the car doesn’t put more load on the engine and it only slightly decreases fuel economy. At higher speeds (over 55mph), putting the windows down can reduce fuel economy by up to 20 percent, depending on how aerodynamic the car is. 

It’s a terrible feeling. And, as you know, with general anxiety disorder, with phobias, with OCD, with social anxiety, with all ranges of disorders, you know it’s a problem. You want it fixed. You can’t keep people with anxiety disorders out of psychologists’ offices, because they want to be happy. They know they’re not as happy as the people around them and they run into doctors’ offices and say, “Fix me, please!” There’s nothing as quite as gratifying and liberating for people with anxiety disorders as when they first begin googling and realize, “Wait a minute this is a real condition. I can go get this fixed!” And they do go get it fixed. That is because the disorders are, as I say in the book are egodystonic. You know that there is something you want to get fixed. On the other hand, personality disorders like narcissism, paranoia, histrionic personality disorder and borderline personality disorders are what is called egosyntonic. You think you’re not narcissistic, you really are better. You’re not paranoid, there really are people who are after you. So until you get over that belief, until you can stop fighting on behalf of your disorder, you’re never going to get into a psychologist’s office in the first place
Technically they’re brilliantly done. They’re beautiful things but there’s nothing in them. There’s nothing new. Nothing to make you think or look at the world in a different way. It’s just the same thing going on and on and on. It really is bread and circuses these days. It may be a sign of people’s impotence, that they can’t really change anything so let’s keep going back and have that McDonald’s burger because we know exactly what we’re about to get and let’s watch another Marvel Comics film because we know exactly what we’re going to get.
If you’re at all familiar with atheism in America, then the following two scenes should probably come as no surprise: Biologist Richard Dawkins exhorting his followers to mock and ridicule believers with contempt, Bill Maher telling MSNBC host Joe Scarborough that “religion is a neurological disorder.” As an atheist who grew up in a fundamentalist Christian milieu, I admit that this rhetoric is not without its appeal. But the atmosphere this kind of animus creates has become as pungent and disagreeable as the stale bread and cheap wine of the church I grew up in.
1. Dogs are not kids. 

It usually goes like this. “Ugh. You know what really bugs me? When so-and-so compares her dog to my kid. Or when so-and-so refers to their dog as their kid. Dogs are not kids! She has NO IDEA!”

2. You think you’re [insert anything here]! Try having kids!

Tired, stressed, in pain, covered in urine, it doesn’t matter. They all apply. Too often, we parents downplay non-parent’s concerns by pulling ours out and tossing them on the table. “Oh man! You worked 50 hours this week? Try doing that with kids!” “Oh man, you think your feet hurt from working outside all day! I’ve been chasing my toddler blah blah blah, punch me in the face please.”

3. Don’t worry, when you have kids you’ll [insert anything here].

Not be grossed out by boogers, know who Dora the Explorer is, be happy…UGH. We’ve got to quit assuming that everyone is going to have kids. Some people don’t want kids and choose not to have them. Some people really want kids and are trying incredibly hard to have them. Indicating to these people that having kids is the only way they will reach some higher level of understanding is both inconsiderate and rude. 

4. Is the party kid-friendly?

Unless you and your friend have some previous communication on this topic about how your little one is always welcome, assume the party is not kid-friendly. Don’t ask. If it were “kid-friendly” they would have invited you and your kids, and mentioned the awesome play room that they will have set up in the basement.

5. My life didn’t have meaning before I had kids!

Another way to say this: My life was meaningless before I had kids. Another way: Life without kids is meaningless.Lok, I know this feeling. Sometimes it feels like all the worries I had before my kids were trivial. I understand the urge to convey that feeling into words. Don’t do it.